Podcast #13: How the Annuity Buying Process Works with The Annuity Man

In this episode, The Annuity Man discusses: Step by step application process to own an annuity Fixed annuities are regulated at the state level Specific time frames with the paperwork process Key rules and procedures that you need to be aware of Key Takeaways: Your information is kept fully confidential and is never shared You …

Podcast #12: Unique Annuity Man Strategies that contractually work

In this episode, The Annuity Man discusses: Annuities can be held inside of IRAs, Roth IRAs, and Non-IRA accounts Legacy & contractually leveraged strategies Customized solutions for your specific situation How to use contractual guarantees with combination strategies Key Takeaways: Annuities are contractual mathematical solutions There’s no ROI (Return On Investment) until you die How …

Podcast #11: Decoding Annuity Sales Pitches & Misleading Advertising

In this episode, The Annuity Man discusses: How to buy the annuity steak, not the sales-pitch sizzle Own an annuity for what it “Will Do. Not might do.” Where annuities can fit properly in your portfolio Current sales pitch trends you need to be aware of Key Takeaways: There are no perfect answers, just bad …

Podcast #10: How to create a Guaranteed Income Floor?

In this episode, The Annuity Man discusses: What an income floor is and why it should matter to you Creating an income floor for your specific situation Laddering and structuring strategies that contractually work Income Flooring is customizable to fit your specific situation Key Takeaways: Two Key Questions: 1) What do you want the money …

Podcast #9: How do Interest Rates affect different Annuity Types?

In this episode, The Annuity Man discusses: How interest rates affect each annuity type How life expectancy and interest rates work with each income annuity type What is the interest rate benchmark that the annuity industry follows What specific strategies to use instead of trying to “time” interest rates Key Takeaways: With lifetime income guaranteed …

Podcast #8: How do I choose the right annuity type?

In this episode, The Annuity Man discusses: The only 2 questions you need to answer to find out what type works for your specific situation How to use the acronym P.I.L.L. to see what annuities contractually solve for How each type of annuity works All annuity types are commodities, and all carriers should be quoted …

Podcast #7: What is an Income Rider?

In this episode, The Annuity Man discusses: What is an Income Rider and how it works The benefits and limitations of Income Riders How Income Riders can be part of your “Income Floor” guarantees Misleading Income Rider sales pitches to watch out for Key Takeaways: Income Rider values are used to calculate your lifetime income …

Podcast #6: What is a Fixed Index Annuity (FIA)?

In this episode, The Annuity Man discusses: What is a FIA and how it works The history of FIAs The benefits and limitations of a FIA Where FIAs can fit in your portfolio Key Takeaways: FIAs were introduced in 1995 to compete with CD (not market) returns Income Rider guarantees can be attached to most …

Podcast #5: What is a Qualified Longevity Annuity Contract (QLAC)?

In this episode, The Annuity Man discusses: What is a QLAC and how does it work The benefits and limitations of a QLAC The history of QLACs Why QLACs should be the #1 annuity type owned by consumers Key Takeaways: QLACs solve for future lifetime income needs using your Traditional IRA QLACs allow you to …

Podcast #4: What is a Multi-Year Guarantee Annuity (MYGA)?

In this episode, The Annuity Man discusses: What is a MYGA and how does it work The benefits and limitations of a MYGA Differences and similarities between a MYGA and a CD How to ladder MYGAs to take advantage of future interest rates Key Takeaways: MYGAs (Multi-Year Guarantee Annuities) are a fixed rate annuity and …

Podcast #3: What is a Deferred Income Annuity (DIA)?

In this episode, The Annuity Man discusses: What is a DIA and how does it work The benefits and limitations of a DIA How a DIA fits into your Income Floor How DIAs are part of Income Later planning Key Takeaways: Life expectancy is the primary pricing mechanism of DIAs The secondary pricing role of …

Podcast #2: What is a Single Premium Immediate Annuity (SPIA)?

In this episode, The Annuity Man discusses: What is a SPIA and how does it work The history of SPIAs The benefits and limitations of a SPIA How to get your free copy of the SPIA Owner’s Manual Key Takeaways: SPIAs are simple & efficient transfer of risk pension plans SPIAs quotes are customizable to …

Podcast #1: Welcome to The Annuity Man® Podcast!

Welcome to The Annuity Man Podcast! With over 3 decades in the financial services industry, Stan The Annuity Man is recognized as the top independent annuity agent in America. He has published 7 books on annuities and has over 400 published articles on the topic. The Annuity Man Blog is the leading source for all …